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2026 Mahendra Indukuri

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Microsavings Mobile App

A consumer savings app for the MENA region โ€” helping users set goals, track progress, and build financial habits one deposit at a time.

Duration

6 months

Role

Design Lead (Agency)

Tools

Figma, Protopie, Notion

The Challenge

The client wanted a savings app that felt approachable for users who had never saved before โ€” not another fintech dashboard full of charts and jargon.

The core design problem: how do you make saving feel tangible and rewarding rather than abstract and obligatory? The answer was goals. Every dirham saved belongs to something real.

6

Months end-to-end

3

Designers led

5

Core flows designed

Product Walkthrough

01

Goals Home

The home screen surfaces total savings, individual goal progress, and a quick-add button. One view replaces what would otherwise require a spreadsheet.

02

Create a Goal

Users pick from preset goal types or create a custom one. Target amount and date auto-calculate a suggested monthly contribution โ€” reducing friction for first-time savers.

03

Goal Detail

Each goal has its own progress ring, milestone markers, and a direct deposit button. Locked milestones give users something to work toward beyond just a percentage.

04

Deposit Flow

Quick-select amounts reduce typing. The source selector shows available balance inline. The whole flow takes under 10 seconds from tapping "Add Funds" to confirming.

05

Transaction History

Every deposit and withdrawal across all goals in one feed. A monthly summary at the top gives a clear net picture without needing to add it up manually.

9:41

Good morning,

Ahmed

Total saved

AED 4,460

+AED 320 this month

Your Goals

๐Ÿ›ก๏ธ

Emergency Fund

AED 3,200 of 5,000

64%
๐Ÿ’ป

New Laptop

AED 860 of 1,200

72%
โœˆ๏ธ

Eid Travel

AED 400 of 2,500

16%
Home
Goals
Wallet
Profile
9:41

New Goal

Goal Type

๐Ÿ›ก๏ธEmergency Fund
๐Ÿ Home Deposit
โœˆ๏ธTravel
๐Ÿ’ปElectronics
๐ŸŽ“Education
โญCustom

Goal name

Eid Travel

Target amount

AED2,500

Target date

March 2026

Monthly contribution

AED 250 / monthAuto-calculated
9:41

Eid Travel

16%

AED 400 of 2,500

AED 2,100 remaining ยท 8 months left

Milestones

25% reached

AED 625

50%

50% reached

AED 1,250

75%

75% reached

AED 1,875

100%

100% reached

AED 2,500

Home
Goals
Wallet
Profile
9:41

Add Funds

โœˆ๏ธ

Eid Travel

16% funded ยท AED 2,100 remaining

Enter amount

AED500

From

Main Wallet

AED 3,240 available

โ€ขโ€ขโ€ขโ€ข 4521

Emirates NBD

9:41

Activity

All goal transactions

Total deposited

+AED 1,600

Total withdrawn

-AED 100

Net this month

AED 1,500

๐Ÿ›ก๏ธ

Added to Emergency Fund

Today

+AED 400
โœˆ๏ธ

Added to Eid Travel

Yesterday

+AED 250
๐Ÿ’ป

Withdrew from New Laptop

Jul 25

-AED 100
๐Ÿ›ก๏ธ

Added to Emergency Fund

Jul 22

+AED 500
๐Ÿ’ป

Added to New Laptop

Jul 20

+AED 300
โœˆ๏ธ

Added to Eid Travel

Jul 18

+AED 150
Home
Goals
Wallet
Profile
01

Goals Home

The home screen surfaces total savings, individual goal progress, and a quick-add button. One view replaces what would otherwise require a spreadsheet.

9:41

Good morning,

Ahmed

Total saved

AED 4,460

+AED 320 this month

Your Goals

๐Ÿ›ก๏ธ

Emergency Fund

AED 3,200 of 5,000

64%
๐Ÿ’ป

New Laptop

AED 860 of 1,200

72%
โœˆ๏ธ

Eid Travel

AED 400 of 2,500

16%
Home
Goals
Wallet
Profile
02

Create a Goal

Users pick from preset goal types or create a custom one. Target amount and date auto-calculate a suggested monthly contribution โ€” reducing friction for first-time savers.

9:41

New Goal

Goal Type

๐Ÿ›ก๏ธEmergency Fund
๐Ÿ Home Deposit
โœˆ๏ธTravel
๐Ÿ’ปElectronics
๐ŸŽ“Education
โญCustom

Goal name

Eid Travel

Target amount

AED2,500

Target date

March 2026

Monthly contribution

AED 250 / monthAuto-calculated
03

Goal Detail

Each goal has its own progress ring, milestone markers, and a direct deposit button. Locked milestones give users something to work toward beyond just a percentage.

9:41

Eid Travel

16%

AED 400 of 2,500

AED 2,100 remaining ยท 8 months left

Milestones

25% reached

AED 625

50%

50% reached

AED 1,250

75%

75% reached

AED 1,875

100%

100% reached

AED 2,500

Home
Goals
Wallet
Profile
04

Deposit Flow

Quick-select amounts reduce typing. The source selector shows available balance inline. The whole flow takes under 10 seconds from tapping "Add Funds" to confirming.

9:41

Add Funds

โœˆ๏ธ

Eid Travel

16% funded ยท AED 2,100 remaining

Enter amount

AED500

From

Main Wallet

AED 3,240 available

โ€ขโ€ขโ€ขโ€ข 4521

Emirates NBD

05

Transaction History

Every deposit and withdrawal across all goals in one feed. A monthly summary at the top gives a clear net picture without needing to add it up manually.

9:41

Activity

All goal transactions

Total deposited

+AED 1,600

Total withdrawn

-AED 100

Net this month

AED 1,500

๐Ÿ›ก๏ธ

Added to Emergency Fund

Today

+AED 400
โœˆ๏ธ

Added to Eid Travel

Yesterday

+AED 250
๐Ÿ’ป

Withdrew from New Laptop

Jul 25

-AED 100
๐Ÿ›ก๏ธ

Added to Emergency Fund

Jul 22

+AED 500
๐Ÿ’ป

Added to New Laptop

Jul 20

+AED 300
โœˆ๏ธ

Added to Eid Travel

Jul 18

+AED 150
Home
Goals
Wallet
Profile

Design Decisions

Goals as the primary object โ€” Most savings apps lead with an account balance. We led with goals. The balance is secondary โ€” what you're saving for is primary.

Auto-calculated contributions โ€” Asking users to decide a monthly amount puts the cognitive load in the wrong place. Enter a target and a date; the app tells you what you need per month.

Milestone locking โ€” Early designs had goals with just a progress bar. Adding locked milestones (25%, 50%, 75%) gave users intermediate wins and a sense of progression โ€” closer to a game loop than a bank account.

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